DEFIANCE, Ohio, Feb. 25 /PRNewswire-FirstCall/ -- Rurban Financial Corp. (Nasdaq: RBNF), will be presenting at the Midwest 2005 Super-Community Bank Conference in Chicago, Illinois, on March 1st and 2nd. Kenneth A. Joyce, President and CEO of Rurban Financial, and James E. Adams, CFO, are scheduled to present on Wednesday, March 2nd at approximately 10:40 a.m. ET.

The presentation will be webcast and may be accessed at http://www.super-communitybanking.com/midwest.htm . To listen to the live webcast, please go to the website at least fifteen minutes early to download and install any necessary software. The presentation will also be available on the Rurban Financial Corp.'s website http://www.rurbanfinancial.net both live and in archive for 30 days following the event.

About Rurban Financial Corp.

Rurban Financial Corp. is a publicly held bank holding company based in Defiance, Ohio and is located on the Internet at http://www.rurbanfinancial.net . Rurban's common stock is quoted on the Nasdaq National Market System under the symbol RBNF. The Company currently has 10,000,000 shares of stock authorized and 4,568,388 shares outstanding.

Rurban's wholly owned subsidiaries are The State Bank and Trust Company, Reliance Financial Services, N.A., Rurbanc Data Services, Inc. (RDSI) and RFCBC, Inc. The bank offers a full range of financial services through their offices in Defiance, Paulding and Fulton Counties. Reliance Financial Services offers a diversified array of trust and financial services to customers throughout the Mid-West. RDSI provides data processing services to community banks in Ohio, Michigan, Indiana, Illinois and Missouri.

Forward-Looking Statements

Certain statements within this document, which are not statements of historical fact, constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements involve risks and uncertainties and actual results may differ materially from those predicted by the forward-looking statements. These risks and uncertainties include, but are not limited to, risks and uncertainties inherent in the national and regional banking, insurance and mortgage industries, competitive factors specific to markets in which Rurban and its subsidiaries operate, future interest rate levels, legislative and regulatory actions, capital market conditions, general economic conditions, geopolitical events, the loss of key personnel and other factors.

Forward-looking statements speak only as of the date on which they are made, and Rurban undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made. All subsequent written and oral forward-looking statements attributable to Rurban or any person acting on our behalf are qualified by these cautionary statements.

SOURCE  Rurban Financial Corp.
    -0-                             02/25/2005
    /CONTACT:  Media, James E. Adams, +1-419-783-8910, or rfcmkt@rurban.net ,
or Investors, Valda Colbart, +1-419-784-2759, or rfcinv@rurban.net , both of
Rurban Financial Corp./
    /Web site:  http://www.rurbanfinancial.nethttp://www.super-communitybanking.com/midwest.htm /
    (RBNF)

CO:  Rurban Financial Corp.; Midwest 2005 Super-Community Bank Conference
ST:  Ohio, Illinois
IN:  FIN
SU:  CCA MAV

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1758 02/25/200510:15 ESThttp://www.prnewswire.com